Healthcare Reform Support
Healthcare reform is one of the most confusing and misunderstood topics in the insurance industry. Endless regulation can leave even the most well-intentioned agents with headaches and frustration.Since the implementation of the Affordable Care Act, GBL has positioned our agency as a healthcare reform informational hub, so our affiliated agents can avoid all the hassles that come along with it.
We work to educate you on the changing complexities of the industry and provide you with the highest quality support, services and revolutionary healthcare reform tools available so not only will you survive the journey, you’ll lead the way. All of our affiliated agents have access to customized, client-facing healthcare reform tools, weekly webinars, and educational healthcare reform seminars.
Weekly Healthcare Reform Webinars
GBL hosts interactive Breakfast Breakdown webinars each Friday morning (bi-weekly during the summer months) for our affiliated agents, explaining pressing issues, providing healthcare reform updates and reviewing the individual and group departments. Each webinar is recorded and available on our secure Agent Portal for viewing purposes. Slides are also available. Register for the Breakfast Breakdown webinars by clicking the waffle icon below!
Healthcare Reform Seminars
GBL has presented over 300 seminars on the Affordable Care Act and smart strategies businesses can use to manage costs. GBL Chief Operating Officer Brian Gillette has also had his editorials focused on healthcare reform frequently published throughout the metro area. Brian also serves on the Coalition for Health Insurance Consumer protection, which drafted and presented legislation to protect Iowa insurance customers.
GBL keeps Susan Freed, a Health Care and Employee Benefits Attorney with the Davis Brown Law Firm, on retainer for our affiliated agents to consult. Freed specializes in several services, including healthcare reform implementation.
Affiliated agents also have access to David Hove, CPA on retainer, a senior partner at LWBJ Financial in West Des Moines, Iowa who specializes in tax services; credits and incentives; state, local, and international tax issues; as well as compensation and benefits.
Tools & Resources:
The GBL Agent Portal houses an extensive collection of healthcare reform tools to assist you with healthcare mandates and to break down the ACA for easier navigation. Such tools include:
- GBL Step-by-Step Guide for Consumers
Consumer friendly guide providing step-by-step instructions on completing the Healthcare.gov registration process. Special focus on agent NPN and FFM User ID numbers. Available in English and Spanish.
- Special Enrollment Period Tip Sheet
An easy-to-follow health insurance comparison guide for Individual Under-65 clients.
- GBL Cadillac Tax Calculator for Groups
An innnovative tool designed to cement your role as the go-to expert for your own groups and prospective groups. By using the GBL Cadillac Tax Calculator, you will be able to develop long-term benefit strategies with your group clients to avoid the 40 percent excise tax scheduled to hit high-cost health insurance plans in 2018.
- 2016 Healthcare Reform Compliance Checklist
Updated 2016 ACA compliance checklist for employers who sponsor group health plans.
Our affiliated agents have exclusive access to HR360: an online HR portal specializing in healthcare reform, human resources and benefits compliance. The site contains a comprehensive resource library, training videos and multiple HR applications and tools to make benefits administration easier.
Other tools on the Agent Portal include:
- 2016 Calendar of Group Health Plan Notices
- 2016 Benefit Notices for Employers with 1-19 Employees
- 2016 Benefit Notices for Employers with 20-49 Employees
- 2016 Benefit Notices for Employers with 50+ Employees
Continued Enforcement and Advocacy
Every year GBL attends the Iowa Insurance Day on the Hill, meeting with legislators and voicing our support for the independent agent. Along with attending Iowa Insurance Day on the Hill, GBL leadership is often invited to the State Capitol to discuss insurance legislation. GBL is proud to be the voice of affiliated agents from across the state of Iowa.